Professional Indemnity Insurance
Your Client Contract Might Require It. Does Your Business Have It?
1. Submit Your Details & Business Name
Fill out our simple form – it takes less than a minute.
2. Get A PI Insurance Quote
We’ll call you to understand your business and prepare your options.
Protect Your Business with Professional Indemnity Insurance
Professional Indemnity insurance protects you against the legal costs and compensation payments that arise when a client alleges your professional advice, service, or work caused them a financial loss. As your broker, we search the market to find and arrange cover suited to your profession and practice. Options we can source include:
Legal Expenses Coverage
Covers your legal representation costs, court fees, and the cost of investigating and defending a claim — even if the allegation is found to be without merit.
Civil Liability Protection
Covers claims arising from breach of professional duty, negligent misstatement, misleading conduct, defamation, and loss of documents or data.
Public Relations (PR) Support
Some policies can include cover for fees to engage public relations consultants to manage reputational damage following a claim.
Investigative Support
Covers the reasonable costs of investigating a claim before formal proceedings commence, which can significantly reduce the total cost of a matter.
Injury & Property Damage
A commonly required additional policy that covers your business from scenarios where errors or omissions causing third-party bodily injury or property damage.
Fraud & Dishonesty Protection
A separate policy that covers financial losses caused by employee theft, fraud, or dishonesty. It’s commonly held alongside PI — particularly where staff handle client funds or sensitive data.
Does Your Business Need Professional Indemnity Insurance?
If your business sells expertise, advice, or professional services, PI insurance is worth serious consideration — and in many cases, it’s not optional.
Client contracts increasingly require evidence of PI cover before work can commence, and industry bodies in a number of professions mandate it as a condition of membership or practice.
Professions we commonly arrange PI cover for include:
- Consultants
- IT and technology professionals
- Architects
- Project managers
- Marketing professionals
- Engineers
- Accountants
- Surveyors
- Financial advisers
- and more
If your business provides any form of professional service for a fee, it’s worth a conversation.
If You’re On This Page, You Probably Know You Need It.
The only question is whether your cover is structured correctly. Let us help you get it right.
Why Businesses Choose Sirius
Your Business Deserves Expert Protection
Access to Multiple Insurers
We compare policies relevant to your business and its operations from leading Australian and global insurers to find the best cover at the most competitive price for your assets.
Competitive Pricing
Commercial insurance pricing moves with market conditions. We monitor the market on your behalf and will tell you honestly whether now is the right time to review your cover or stay put.
We Know Your Business
We specialise in commercial and business insurance. That means when we talk to you, we already understand the risks your business faces. We’ll ask the right questions to understand what makes your business unique, and match cover to what actually matters.
Full Claims Support
Making a claim means something has already gone wrong — the last thing you need is to navigate an insurer on top of it. So, when you need to make a claim, we manage the process from lodgement, discussions with the insurer to settlement so you can focus on getting back to work.
General Advice Warning: The information provided on this page is general in nature and has been prepared without taking into account your individual objectives, financial situation, or needs. Before making any decision about an insurance product, you should consider whether the information is appropriate for your circumstances and obtain and read the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD). Sirius Insurance Pty Ltd (AFSL 550946) acts as your insurance broker and sources policies from a range of insurers on your behalf. We do not act for any insurer.