Manufacturing Insurance
Does Your Insurance Actually Cover What You Think It Does?
1. Submit Your Business Name
Fill out our simple form with your details.
2. Get A Manufacturing Insurance Quote
We’ll call you to discuss you needs & get you the right insurance quote.
Tailored Insurance Solutions for Manufacturers
From heavy industrial operations to light manufacturing and processing, we will search the market to arrange insurance cover for your people, your products, and your business. Cover options we can source can include:
Product Liability
Covers claims arising from defective products that cause injury or damage to third parties.
Public & Products Liability
Covers legal liability for injury or damage caused to third parties or their property.
Plant & Machinery Breakdown
Covers the cost of repairing or replacing manufacturing equipment following mechanical or electrical breakdown.
Workers Compensation
Covers work-related injuries/illnesses. We arrange workers compensation in ACT, WA, NT, and TAS — other states are managed through your state authority.
Cyber Liability Insurance
Manufacturers can be targeted by ransomware and cyber attacks. Cyber liability protects against data breaches, system compromise, and regulatory response under the Privacy Act.
Professional Indemnity
Covers claims arising from professional advice, errors, or omissions. Relevant if design, specification, or consulting services is part of your operations.
Commercial Motor & Fleet
Insurance for business vehicles, from single units to large fleets.
Product Recall Insurance
Covers costs associated with recalling defective products from the market, including logistics and notification expenses.
Goods in Transit
Protects goods and materials while being transported between your premises, suppliers, and customers.
Why Businesses Choose Sirius
We Don’t Sell Insurance. We Solve Problems.
Access to Multiple Insurers
We compare policies from leading Australian and global insurers to find the best cover at the most competitive price for your manufacturing business.
Competitive Market Conditions
Commercial insurance pricing moves with market conditions. We monitor the market on your behalf and will tell you honestly whether now is the right time to review your cover or hold.
Industry Specialists
We specialise in commercial and industrial insurance — so we understand the unique risks manufacturers face every day.
Full Claims Support
When things go wrong, we manage your claim from lodgement to settlement. You deal with us — not the insurer. One point of contact, start to finish.
Frequently Asked Questions
Manufacturing Insurance FAQ
What does manufacturing insurance typically cover?
Manufacturing insurance is a tailored package of covers designed for factories, processing plants, and production facilities. It typically includes product liability, public liability, plant & machinery breakdown, business interruption, and goods in transit. The exact combination depends on your operations, the materials you process, and your specific risk profile. As your broker, we assess your operations and recommend only the covers you actually need.
How much does manufacturing insurance cost in Australia?
Costs vary significantly based on your annual turnover, number of employees, types of products manufactured, claims history, and safety systems in place. As a broker with access to a large number of Australian and international insurers, we compare multiple quotes to find the most competitive premium for your risk profile.
Do I need product liability insurance as a manufacturer?
If you manufacture, process, or distribute any physical product, product liability insurance is essential. It covers claims if your product causes injury or property damage to a third party. Many retailers, distributors, and supply chain partners require it as a condition of doing business. In Australia, product liability claims can be significant — this cover protects both your business and your personal assets.
Can you help if I’ve been declined or have a complex claims history?
Yes. With access to more than 20 insurers — including specialist and international markets — we can often find cover for businesses that have been declined elsewhere or have a difficult claims history. We present your risk professionally to the right insurers and negotiate on your behalf.
How long does it take to get a manufacturing insurance quote?
Timeframes vary depending on the complexity of your operations and the covers required. Once we’ve had an initial conversation to understand your business, we’ll give you a clear indication of timing. Simply fill out the form above and we’ll be in touch to get the process started.
Your Equipment, Stock and Turnover Have Changed.
Has Your Insurance?
Many manufacturers find gaps in their cover during a review — not during a claim. Now is a better time to find them.
General Advice Warning: The information provided on this page is general in nature and has been prepared without taking into account your individual objectives, financial situation, or needs. Before making any decision about an insurance product, you should consider whether the information is appropriate for your circumstances and obtain and read the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD). Sirius Insurance Pty Ltd (AFSL 550946) acts as your insurance broker and sources policies from a range of insurers on your behalf. We do not act for any insurer.